Travel card instead of credit card?

I know AC is against high-interest credit products for dozens.

I personally think dozens should never offer credit cards, overdrafts, high-interest loans etc. If nothing else, it would be a big differentiator and a good way to build faith with customers.

However, there are some benefits to a credit card that dozens users would miss out on.

bunq now issues a travel card to bridge the gap a bit…

Would something like this work for dozens?

I’ve read those pages a few times, and I’m still a little at a loss as to what a Travel Card is.

The idea is interesting, but I don’t really see what it is offering that a debit card does not?

I assume this is the relevant bit:

“With it, you get the overall usability of a credit card without the risk that comes along with credit.”

Except that for the deposits you still have to have a balance.

Happy to learn more about this though

Just for the record, your Dozens card has no fees for using it abroad, so you already get a lot of benefits

1 Like

I think this is a big problem for any debit-only provider.

Curve, for example, just can’t handle preauthorisation.

Actually, the interesting bit I can’t work out from bunq’s announcement is whether it will attract credit card protection as well.

1 Like

What I’d be interested to know is whether they’re allowed to charge 0.3% interchange on it…