Just watched the video walkthrough of the app, and it seems a great deal of the useful spend and track features would require that you do all your spending using your Dozens debit card. Is that the case?
Trouble is, other than direct debits and such, I do all my day-to-day spending on a credit card (via Curve). Because I get cash back and section 75 protection.
How does everyone else do their daily spending?
Must we give up section 75 protection for the tracking features to be valid and useful?
Edit: my main reason for not using a debit card is actually that I’m very squeamish about handing those details out to anyone. Feels too dangerous to me. At least someone stealing my credit card details can’t wipe out my bank account, and I can cancel the credit card, not pay for fraudulent charges, and still have a fully working bank account.
I think the challenge for Dozens will be to encourage folk to do absolutely everything (spend, save, invest etc) through them exclusively. I do think the hub and spoke - and open banking - model has lots going for it…